Banking and Finance Exam Study Guide

Skibidi vibes in finance, lowkey balancing assets and liabilities like a sigma goon. You got the balance sheet equation, Total Assets equals Total Liabilities plus Equity Capital, basic but dank. Dive into earning assets, generating that interest income like a pro. Do not sleep on reserves; they are your safety net against deposit outflows, and noncurrent loans are the edge cases to watch. Remember the formulas, fam: Maximum Deposit Outflow equals Excess Reserves divided by Required Reserve Ratio. This is your ship to conquer the 50-question test on banking and finance. Stay sharp!